Disclaimer

The information on Smart Business Math is provided for general educational and planning purposes only. Please read this Disclaimer carefully before using our calculators or relying on any content on the Site.

Not professional advice. Calculators, formulas, worked examples, FAQs, explanations, and other content on the Site do not constitute financial, tax, legal, investment, insurance, or accounting advice. We are not your accountant, attorney, financial advisor, or tax preparer. Using the Site does not create a professional or client relationship between you and us.

Estimates and limitations. Calculator results are estimates based on the inputs you provide and the assumptions built into each tool. Real-world outcomes depend on many factors we cannot fully model, including:

• Changes to payment processor fee schedules, plans, and promotions
• Federal, state, and local tax law changes and filing status
• Industry-specific rules, rounding, and billing practices
• Currency, timing, discounts, refunds, and partial payments
• Your unique business structure, contracts, and obligations

We work to keep formulas and examples accurate and clearly explained, but we do not guarantee that any result is complete, current, or suitable for your specific situation.

Verify before you decide. Always confirm important numbers with official documentation from your payment processor, tax authority, or other relevant source, and consult a qualified professional when the stakes are high or your situation is complex.

No endorsement. References to third-party companies, products, or services (for example Stripe, PayPal, or Square) are for identification and comparison only. We are not affiliated with or endorsed by those companies unless explicitly stated.

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Use at your own risk. Your use of the Site and any reliance on its content is at your sole risk. To the fullest extent permitted by law, we disclaim liability for any loss or damage arising from your use of the Site or decisions made based on calculator results or other content.

Related policies. This Disclaimer supplements our Terms of Use and Privacy Policy. If there is a conflict, the Terms govern your use of the Site.

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